Jio Financial Services Ltd reported a net profit of ₹269 crore for the third quarter ended December 31, 2025, supported by strong growth across its core businesses such as lending, payments and asset management.
The company’s total income more than doubled year-on-year to about ₹901 crore, reflecting higher activity in its operating segments. Income from core businesses now accounts for over half of total net income, a sharp rise from around one-fifth in the same period last year, showing improved diversification beyond treasury income.
The lending business continued to expand rapidly. Assets under management rose to ₹19,049 crore, nearly 4.5 times higher than a year ago, while loan disbursements almost doubled. This led to a strong increase in interest income and operating profit before provisions.
In the payments segment, transaction volumes and customer activity grew steadily, resulting in a sharp rise in fee and commission income. The company’s payments ecosystem also benefited from a wider user base.
Jio Payments Bank posted significant growth, with income rising multiple times compared to last year. Customer deposits and the number of active users also increased, reflecting higher adoption of digital banking services.
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