State Bank of India (SBI) has revised its ATM charges, impacting savings and salary account holders. The new fee structure, effective from December 1, 2025, primarily affects withdrawals and transactions at non‑SBI ATMs. The revision comes after an increase in interbank charges, the fees banks pay each other for ATM usage.
For regular savings account holders, the first five financial and non-financial transactions at non‑SBI ATMs remain free. Beyond this, cash withdrawals will attract ₹23 plus GST, up from ₹21, while non-financial transactions, such as balance inquiries or mini statements, will cost ₹11 plus GST, up from ₹10.
Salary account holders, who previously enjoyed unlimited free transactions, will now get 10 free transactions per month at all ATMs. Post-limit transactions will be charged the same rates as above.
Basic Savings Bank Deposit (BSBD) account holders will see no changes in ATM charges. Similarly, SBI debit cardholders using SBI ATMs and cardless cash withdrawals will continue to enjoy free and unlimited transactions.
SBI has advised customers to monitor their ATM usage carefully to avoid unexpected charges. The fee revision reflects rising costs in ATM operations and interbank transactions, aiming to balance service sustainability while encouraging responsible usage.
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